One of the most common questions that people have when it comes to senior care is how much it will cost them. Of course, just like many commodities, and services that are available, it’s just about impossible to offer a fair estimate for any family who finds themselves in need of senior care services.
However, when you begin looking for the right provider for your loved one, there are going to be certain factors that will affect the final out of pocket cost to you, and your family. The first will be the level of care that is required for your loved one. If your mother, for example, is going to require some assistance for a couple of hours a day for only a few days a week, then that will cost significantly less than someone who might require around the clock care, also known as a live-in caregiver.
It’s also important to determine whether your loved one is simply going to need assistance with some basic tasks around the house. Will she require help cooking a meal, or doing some chores like the laundry? Will your mother need more detailed, and medically pertinent assistance, such as that you might receive from a registered nurse?
Depending on the level of care that is needed, this will affect the cost of senior care for your loved one.
Finally, the amount that insurance would provide toward the total cost of this level of care will certainly have an impact on the amount that you or your family will have to pay. This amount that you might have to pay is considered out of pocket. There are far too many factors that go into determining this than we could get into in a short article, so it’s best to have all of the relevant information together, and begin calling around to talk to various senior care services.
You may also find it more comforting to choose a senior care referral service as they can generally provide a host of information that would be relevant to your specific needs, and guide you to the right level of senior care service that your loved one will need.
It’s understandable that people are wary about how much senior care will cost. After all, for most of us, it’s not something that we plan on and when you have a fixed income, anything that isn’t planned can be troublesome. Just remember, in home care is the most affordable senior care option available.
If you have a loved one who could benefit from senior care in Antioch CA, contact the caregivers at Hillendale Home Care. We help seniors and their families with many levels of home care service. Call (925) 948-8280 for more information.